Spring 2025 Market Update
The first quarter brought unexpected volatility to Canadian equity markets. Tech sector corrections pushed many investors to reassess their allocation strategies.
But here's what caught most people off guard – dividend-paying utilities actually outperformed growth stocks by a significant margin. Traditional advice about diversification proved its worth once again.
We're tracking three key indicators that historically signal mid-year reversals. Economic data from Statistics Canada shows employment trends shifting in ways that could influence Bank of Canada decisions through autumn.
Policy Changes Affecting Your Calendar
TFSA Contribution Updates
The 2025 contribution limit adjustment affects planning for thousands of Canadians. Review your annual maximums before June – carryover room calculations get tricky if you've missed previous years.
Capital Gains Reporting
CRA modified reporting requirements that take effect this tax season. The changes mostly impact those with frequent trading activity, but everyone should understand the new documentation standards.
RRSP Deadline Shifts
Ontario residents face slightly different timing this year due to provincial holiday adjustments. Mark your calendar now – late contributions can't be retroactively applied no matter how close you were to the deadline.
Freya Bjornstad
Senior Market Analyst
Planning Around Uncertainty
Most investors obsess over prediction when they should focus on preparation. I've watched clients panic during corrections that their portfolios were specifically built to handle.
The investment calendar isn't just about tracking earnings dates and dividend schedules. It's about building systematic responses to predictable events. Tax deadlines, rebalancing intervals, contribution windows – these matter more than trying to time market peaks.
What surprises people? Economic data releases often move markets more than the actual underlying changes. Learning which announcements historically create volatility helps you avoid reactive decisions during temporary swings.
Your Financial Timeline Tool
Merplex calendars integrate Canadian market-specific dates with your personal financial obligations. No more scrambling to remember when quarterly rebalancing should happen or which week RRSP contribution room updates.
The system tracks multiple timelines simultaneously. Tax deadlines, earnings seasons, central bank announcements, and your custom investment review dates all appear in one organized view.
- Automatic updates for Canadian regulatory deadline changes
- Customizable alerts based on your specific portfolio needs
- Historical date tracking for pattern recognition
- Integration with major financial institution schedules