Merplex

Learn How Your Money Actually Works

Most people spend years moving money around without really understanding what's happening. We built this program because there's a real gap between knowing you should invest and actually doing it with confidence.

Starting September 2025, we're offering a structured approach that walks through the basics of financial planning, investment mechanics, and portfolio management. It's designed for people who want practical knowledge they can apply right away.

Classes meet twice weekly over twelve weeks. You'll work through real scenarios, build your own investment calendar, and leave with tools you'll actually use.

What You'll Actually Learn

We focus on practical skills that matter when you're managing your own investments. No fluff, just the stuff that helps you make better decisions.

Foundation Weeks

Understanding how markets work and why timing matters more than most people think.

  • Reading financial statements without panic
  • Market cycles and seasonal patterns
  • Risk tolerance assessment
  • Account types and tax implications

Building Your Calendar

Creating a personalized investment schedule that matches your goals and actual life constraints.

  • Dividend dates and reinvestment
  • Earnings season planning
  • Tax deadline preparation
  • Rebalancing schedules

Portfolio Management

Day-to-day decision making when you're juggling multiple investments and life responsibilities.

  • Asset allocation strategies
  • Dollar-cost averaging mechanics
  • Performance tracking methods
  • When to sell (the hard part)

Canadian Context

Specific considerations for investors working within Canada's financial system.

  • RRSP and TFSA optimization
  • Currency exchange timing
  • Cross-border holdings
  • Provincial tax variations

Tools and Systems

Software, spreadsheets, and workflows that keep everything organized without adding hours to your week.

  • Portfolio tracking platforms
  • Calendar integration methods
  • Alert and notification setup
  • Document organization

Real Scenarios

Working through actual situations that come up when markets don't behave predictably.

  • Market correction responses
  • Opportunity identification
  • Emergency fund integration
  • Life event adjustments

Week 1-2: Market Foundations

We start with how exchanges work, what drives price movements, and why certain dates matter more than others. You'll learn to read basic charts and understand what financial news actually means for your portfolio.

Week 3-4: Investment Vehicles

Stocks, bonds, ETFs, mutual funds, and when each one makes sense. We cover the fee structures that eat into returns and how to choose options that align with your timeline.

Week 5-6: Calendar Construction

Building your personal investment calendar with key dates, reminders, and action items. This becomes your roadmap for the year ahead.

Week 7-8: Tax Efficiency

Understanding how different account types affect your tax situation and when to use each one. Canadian tax rules can work in your favor if you know how to structure things.

Week 9-10: Performance Tracking

Setting up systems to monitor what's working and what isn't. You'll learn to calculate real returns and make adjustments based on data rather than emotion.

Week 11-12: Long-Term Planning

Connecting daily decisions to retirement goals, major purchases, and life transitions. We wrap up with creating a sustainable approach you can maintain independently.

Who's Teaching This

Our instructors have worked in portfolio management, financial advising, and tax planning across Canada. They've seen market cycles, lived through corrections, and helped hundreds of people build investment systems that actually stick.

What makes them good teachers is that they remember what it felt like to be confused by all this stuff. They explain concepts without jargon and answer questions without making anyone feel ridiculous for asking.

Instructor Sienna Kirkwood

Sienna Kirkwood

Portfolio strategy specialist with 14 years managing Canadian equity portfolios

Instructor Leif Dahlgren

Leif Dahlgren

Former investment advisor now focused on financial education and calendar-based planning

Instructor Petra Voss

Petra Voss

Tax accountant specializing in investment income and cross-border holdings

Instructor Alina Reznik

Alina Reznik

Market analyst covering Canadian financial sectors and dividend investing strategies

How This Compares to Other Options

There are lots of ways to learn about investing. Here's how our program stacks up against common alternatives.

Feature Merplex Program Online Courses Financial Advisor Self-Teaching
Live instruction with Q&A
Canadian tax focus
Personalized calendar setup
Real scenario practice
Peer learning community
Flexible scheduling
Ongoing portfolio management
Investment planning workspace with calendar and financial documents

Why the Calendar Approach Works

Most investment education focuses on what to buy. We think the more important question is when to review what you already own and when to take action on new opportunities.

A well-structured investment calendar keeps you proactive instead of reactive. You're not scrambling during tax season or missing dividend deadlines because everything's already mapped out.

1

Reduces Decision Fatigue

When you have set review dates, you're not constantly wondering if you should be doing something different with your money.

2

Captures Time-Sensitive Opportunities

Certain tax advantages and reinvestment options only work if you act within specific windows. Your calendar helps you catch them.

3

Creates Consistency

Regular check-ins keep small issues from becoming big problems and help you stay on track toward long-term goals.